For Filipinos, especially those who work online, getting verified in PayPalis one of the most satisfying experiences they can have. At present, PayPal is the only e-commerce business allowing payments and money transfers to be made to the Philippines.
Today, new online workers are so privileged to have been provided with lots of information in this regard. And this one is surely one of them.
For those who have decided to get aSmart Money card, the following information will guide you from making your application to verifying your PayPal account.
Caution for New Applicants
1. Use A New SIM Card
If you will use an old SIM (as I did before), chances are you might be assigned an old Smart Money card number. This is because your card number is generated based on your SIM card number, hence unique.
To get verified in PayPal, Internet Transaction in the Smart Money menu of your cell phone must be unlocked first. However, only Smart Money Card numbers beginning with 5299-67 are allowed to purchase online.
In my case, I was given a card number starting with 5577, making my card, time and effort useless and wasted. This is the reason why this blog is written. So I decided then to look for another card, not Smart Money. My brother's PayPal account was verified using Smart Money.
Interestingly, Smart Money allows each person to have a maximum of two cards bearing the same name.
2. Don’t Forget Your W-PIN
Don’t ever overlook the W-PIN you have chosen to generate your card number. Your ATM/card PIN, by default, is the same as your W-PIN and is automatically updated after setting up your W-PIN.
The processing time for your card of two weeks proves to be long enough to make you forget your W-PIN, so it’s a good idea to write it down in a notebook safe from others.
3. Activate Your Card Immediately
For card activation, call 15177 using your cell phone. After being connected, follow the voice prompts or simply do the following:
“Welcome to Smart 24-hour calling service.”
• To continue in English, press 1.
• For Smart Money products and services, press 2.
• For Smart Money card application or activation, press 1.
• To activate your personalized Smart Money card, press 2.
• Enter your 16-digit card number and press the pound (#) key.
From here on, be patient and provide the information asked by the representative. Follow instructions very carefully.
If the process is successful, the representative should tell you that it takes 15 minutes before your card becomes ready for use.
To be sure, after 15 minutes or so, perform these steps:
• Go to your Smart Money menu
• Choose Activate Card
• Enter your 16-digit card number
• Name your card
• Press OK next
• Enter your W-PIN
• Wait for a short while until your phone “blinks”
• Enter your ATM/card PIN
You will receive a text message from Smart Money indicating your card number. You’re done! Check further by doing the steps below:
• Go to your Smart Money menu
• Choose Balance
You will see there are already two options available: MySmartMoney and the name of your card. Finish!
Verifying PayPal with your Smart Money Card
1. Load your card with at least Php200 via BDO.
This the better option than loading through a Smart Wireless Center, which requires a minimum amount of Php500. Carry out this process:
• Proceed to a local BDO branch.
• Fill-up the orange form named Payment Slip.
• Queue as it should be.
• Submit the slip, money, and your card to the teller.
Confirm whether the money is already in your card in this manner:
• Go to your Smart Money menu
• Choose Balance
• Select MySmartMoney
• Enter your W-PIN
You will receive a text message notifying you of your available balance. You’re done!
2. Have at least Php15 airtime load on your cell phone. (You only have to unlock twice, which charges Php2.5 per unlock. So, you just expend Php5 from your load. Your Smart Money automatically locks itself after a short while.)
n.b. It is not necessary to link your card to your phone as suggested otherwise by Smart Hotline representatives.
Actual Procedure:
1. In PayPal:
• Log into your account
• Click Get Verified (just below your name)
• Enter all required information, including your first name, card type (chooseMastercard), card number, expiry date, and security code (3-digit code found at the back of your card)
2. On your cell phone:
• Go to Smart Money menu
• Choose Internet Txns
• Select Unlock
• Pick MySmartMoney
• Enter your W-PIN
• Press YES
One dollar will be deducted from your Smart Money.
3. On PayPal, click the Continue button immediately and the OK in the next page.
4. A message will be displayed that PayPal cannot verify your card.
5. Repeat Step #2.
6. A four-digit code will be sent to your phone via text message after some time.
7. Enter the four-digit code to your PayPal account.
8. You are now verified!
The two dollars deducted from your Smart Money will be added to your PayPal balance. This refund may take from 24 to 48 hours.
P.S. I suggest you print this guide for convenience and availability. It is my pleasure to know how you feel about this hub.
